Bad Credit Doesn't Have to Stop You From Getting a Mobile Phone Contract
In the past couple of years, we had to deal with an increasingly bad economic situation. And, although it seems like we have seen the worse of it, many people are still struggling with the after-effects and their financial security seems bleak.
There are two major effects to this. Number one: it is difficult to get to some money. Number two: people's credit scores get affected as well. And this is something that most people are forced to get through.
Mobile phones have become quite a necessity in the past few years. So much so that it is difficult to imagine being without a mobile phone contract. Unfortunately, bad credit rating could be the reason a person doesn't have one.
Can you get a mobile phone contract if your credit score is less than perfect? Yes, of course. Many companies in the marketplace are focusing on providing mobile phone contracts to people with bad or no credit. Even if you have a CCJ, that still won't stop you from getting a phone.
What You Need to do In Order to Get a Mobile Phone Contract?
The best thing you can do if you are looking for a mobile phone contract, but have a bad credit problem is to apply for a SIM-only plan. With this kind of deal, there is no handset involved and the customer will be connected to a specific network. These deals are somewhat more valuable when you compare them to those offers where you get a handset. Also, they are shorter in term, and usually only last for 30 days, instead of 24 month that most deals with handsets offer.
If you are looking for a company with easy criteria for approval, then your best chances lie in network providers such as 3 Mobile and Vodafone. Also, you should always apply online. That way, your chances of getting approved will improve a lot.
You can also apply for a free budget phone. Doing this increases your chance of getting approved for a mobile phone contract. If you have a bad credit rating, perhaps you should start with this kind of a plan and then ask the phone provider to give you a better deal after a certain time has passed and you are certain that you'll be able to make regular payments.