Not so long ago, no credit check mobile phones were the sole way someone with bad credit rating could receive a mobile phone contract. The problem with them was that they usually offered cheaper phones on somewhat pricey contracts and were targeted at a smaller share of the market. Today, however, no credit check mobile phones are all but non-existent. The reason for this lies in the law changes that require everyone applying for a mobile phone to go through a credit check. However, if you have a bad credit, all is not lost.
If you have a poor credit rating, you still have some options available if you are looking for no credit check mobile phones. Even if you got rejected somewhere before, it won't matter much. Depending on the price of the contract and the price of the phone you will have access to different levels of mobile phone contracts. How do you get a mobile phone contract if you are burdened with bad credit history? This is why we are here, to help you obtain more info on how to get a contract without relying on no credit check mobile phones.
Applying for a Mobile Phone Contract With Poor Credit
Your best bet, if you are in the search for a mobile phone contract and have a bad credit history, is to apply with one of the mobile phone networks. There is not much difference between bad credit mobile phone contracts and standard phone contracts, except in the credit history of the applicant. As such, someone with bad credit rating needs to be cautious when it comes to the price and type of the phone contract they want to apply for.
One of the problems with having a bad credit score is when you apply for a mobile phone contract multiple times and get rejected over and over, this all goes into your credit history and makes it even worse. Because of this, you should only apply with companies that admit applications from customers with bad credit. Otherwise, your chances of getting the contract will only be getting worse with each unsuccessfully attempt.
Remember This When You Apply
One of the most important things when looking for a no credit phone is to find the best possible acceptance rate. Here are some tips you should adhere to when applying with major UK networks:
In order to avoid retailers, you should apply directly with mobile networks. What you will be getting this way is a reduced price on your contract as mobile phone retailers have more overheads to cover and they also need to charge their fee to the network.
Think carefully what contract is going to be realistic taking into account your credit score, especially bearing the monthly costs in mind.
If you get rejected for a mobile phone contract with one company, don't immediately apply with another one. Instead, take a break and wait for about 2-4 weeks. Your application should be 100% complete and accurate. If only one information in it is wrong (not to mention falsified), you'll get rejected in a second.
Well, as you can see, getting a mobile phone contract with bad credit doesn't have to be so much of a hassle. If you got rejected before, this is most likely because you didn't have all the necessary information. Pride Phones will guide you through the process of applying for a contract and help you find one that best suits your needs.